WhatsApp payments to go live in India with SBI, ICICI, HDFC and more banks as partners

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It has been a long time since the rumours were floating about activating payment features on WhatsApp. In 2017, we had seen the reports of the WhatsApp beta version testing a UPI payment feature. 

Now the speculations regarding the WhatsApp payments have surfaced yet again. According to The Economic Times, the WhatsApp feature could go live by February. India currently has 200 million active users and this payment feature could prove to be a boon to the digital payment ecosystem. 

You can switch from voice to video calls on WhatsApp, click to know more. 

The Facebook-owned messaging app is planning to integrate its unified payments interface (UPI) platform with numerous famous banks of India. These banks include ICICI, HDFC, Axis Bank, and State bank of India. This WhatsApp feature is being tested and undergoing a lot of security clearances, which is of utmost importance before it gets rolled out to the users. 


According to speculations, the messaging app is at a stage where the system is integrating with the banks. It is being tested on beta stage with the respective banks. Some rumours also say that this feature will roll out at the end of February and some say at the beginning. So, take these rumours with a pinch of salt and we will let you know as soon as the update is rolled out. 

WhatsApp’s impending update could help you identify spam messages easily, read all about it. 

The messaging app is expected to be on the top layer and will recognize the receiver and the sender on the back end. The app will identify the customer’s account and then the UPI will help and settle the transactions. 

If we take a look at the digital payments made in the country, it has already crossed 1 billion last year in December. India saw a hike of 6.5% in November with 998 million digital transactions taking place. In December there were around 145 million UPI transactions and 104 million in November. Paytm, Google Tez, PhonePe, and Bharat Interface for Money (BHIM) are the prime players which made the digital payments reach this height. 

What do you think about the step taken by WhatsApp? Let us know in the comments section below. 

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